Online Application

• Asset Based Lending
• Business Credit
• Commercial Loans
• Traditional Factoring
• Small Business Financing
• Small Business Loans

(Apply Online)

Leverage Your Business Assets
Asset-based loans provide working capital by leveraging the assets of your business. The value, quality and liquidity of your business assets determine the loan amount for which your business can qualify. This lending tool is a way to accelerate cash flow and help your company operate during seasonal periods or difficult cycles.

Both standard assets (accounts receivable, inventory, property, plant and equipment) and non-standard assets (leases, patents and trademarks) can be considered as collateral when applying for an asset-based loan. An advantage of this type of lending is that it does not lock you into either a fixed loan or payment amount.

When used strategically, asset-based loans can drive flexible, corporate growth.

• More liquidity through a stronger cash position
• Flexible credit lines that grow to keep pace with your business
• Faster cash advances to effectively meet seasonal expenses, rapid growth cycles and acquisitions
  
• Loans from $100,000 to $1 million

(Apply Online)

If your company is looking to expand its business, but does not have the necessary cash to fund the expansion, or if your company is simply having cash flow problems because of seasonal business or because its receivables do not turn quickly enough, then factoring should be considered.

Factoring is not a loan. It is the sale of accounts receivable at a discount from their face value. What kinds of companies factor? Almost any company that sells on credit terms to other businesses, from small businesses to giants like Coca Cola's entertainment division. Manufacturers, trucking companies, medical clinics, temporary service agencies - virtually any type of company with business-to-business receivables have found factoring to be the solution to their cash flow needs. Why do these companies factor? Because they cannot afford to have cash tied up in receivables for 30-45 days or longer.

Benefits From Selling Accounts Receivable

• Immediate cash
  
• Increase profitability
  
• Solve short-term or seasonal cash flow problems
  
• Increase sales volume
  
• Continuous and growing source of funds
  
• Reduced credit risk
  
• Take advantage of supplier discounts
  
• Meet payroll
  
• Simple & quick application and funding process